"Indonesia races to cope with quake survivors as death toll passes 5,400 with roughly 200,000 homeless."
Some of the people in our neighbouring country are struggling with basic surival and we are complaining about minor things in life. So telling yourself that you are fortunate, will make ya feel blessed.
But some may say, hey look its a different environment we are in. Here we are struggling for 'basic surival' too, we need to constantly work hard to buy a proper shelter(for most people will be tie to a loan which last for 20-30 years) and bread for our family. As we all know the 5 子 - 老子(parents)，妻子(spouse)， 屋子(house)， 孩子(children)， 车子(car)。 Have you ever sit down and think about the 5 items mentioned?
1) How old are your parents now ? How many years they can still work ? Are you going to take care of them?
2) Are you going to marry ? Are you guys going to have a memorable ROM & wedding celebration ? Plan to stay with family ? Both party working ? What are the family commitments for both parties ?
3) Getting a house ? What type you actually wanted or what can you afford after weighting all the factors? Loans and interest involve ? Have you find out how much you need per month just for house loan? Info : CPF could help
4) Plan to have kids ? Have you calculated the medical/education cost ? How many you plan to have? Whose going to take care and nurture them ?
5) Reason for getting a mode of transport ? Its a 10-15 years loan again for most people. Have you weight the pros and cons ? Down-payment, monthly payment, tax, petrol, insurance, parking, do work out your monthly finanical statment(highly recommend for everyone to have one, have you say something like that lifestyle or object only for the rich, where all my money gone?)
So find yourself maybe an hour to think about the above. If it helps you in anyway, do drop me a note =D
Cheers!!
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