$$$$ Yeah you are right, i m one of them.
Its a place where most people put their earnings in safe keeping, transaction, loans, e-commences, cards, finanical accessibility and many others which i have yet to find out. So what's the service(s) you would use provided by your bank? Even before that which bank did you choose ?
What are your consideration points for selecting the bank to open an account ?
1)Interest rate ? depends on what kind of account you have. I did some research sometime back, for the basic bank account, comparing banks : HSBC,DBS,OCBC,UOB,Standard Charted. Out of the above stated, Standard Charted 'e saver' offer the highest 1.88% => http://www.standardchartered.com.sg/cb/deposit/dep_esaver_ac.html
You may think, "why bother, its just 0.XXX different", i will leave that answer for you to find out.
PS : Just found out that citibank, you need at least $5k to open a citibank saving account.
2)Accessibility ? Can you find ATM or the bank center when you need them ? And the queuing rate.
3)Offer/privileges ?
4)Online services and their security ? Have been using DBS and OCBC online banking services, quite pleasant so far. But would like to try Citibank, got a good feedback from a friend.
5)Attractive bank tellers ? haha better not the queue will be so long!!!
OMG, i justed recalled i havent update my bank books for like 3 years since i started to use internet banking frequently.
Just imagine a world without banks............what will you see, hear, feel ? You might want to voice your imagination over at my tag board. Its kinda of empty for weeks that i thought that the codes are buggy thus nobody can post.
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