How to Convert to OPC car in singapore

OPC aka Off Peak Car
I bought my current mitshubi lancer-ex in Sep 2007 when I was an onsite engineer. With the transport allowance and mileage claim I decided to buy the lancer-ex

The 1.5Litres Red Colour Sport Edition Lancer-Ex cost SGD$66,488. I took a 5 year loan with monthly installment of $656

My xiao hong accompany me for a year till June 2008 which i switch my career and become a IT sales executive. The car allowance was higher this time but no more mileage claim.

In May 2009 I manage to sell myself into my dream industry the gaming industry. Start off with public transport as my job duties does not require me to travel around. I thought i could just parked xiao hong at home. But the monthly installment can be pretty huge without the car allowance. After some months, my job needs require me to drive and i started to claim for petrol and parking. Thought i will be able to balance my income but misc cost like servicing, road tax, ERP, insurance, wear and tear replacement, fines adds up to be a heavy burden. Not including the ongoing monthly insurance which i have another 2.5years to pay.

Thus I decided to either convert my car to OPC or sell it off as I wont be using it for work anymore but i would like it to be for after office hour used, weekends and holiday season.



source : http://www.lta.gov.sg/motoring_matters/motoring_vo_policynschemes_offpeak.htm#1

Blogging education part 1

Questions to get more comments interaction with readers

what you think ? how do you feel, what will you do, what's your opinion, what's your story

Very first step of creating online income - "what do you want ?" Goals/target
Somewhere i learn setting SMART Goals
* S Specific
* M Measurable
* A Attainable
* R Relevant
* T Time-bound

Sam is committed to make SGD$30,000 online by 31 Dec 2010.
SGD$30,000 equal to approximate USD$22,000
which is
$423.07 USD per week
$60.27 USD per day
$2.51 USD per hour
$0.04 USD per minutes

GOLDEN question : What do i need to do make $60.27 USD per day
1) google adsense - already register

2) nuffnang ads - already register

3) Private advertiser - get sellers contact who wish to advertise. sellings AK cards, merchandise.

4) Sell my own products - create animal kaiser guide book

5) Promote other's products - what's is relevant to my blogging topic?

source

10 things i wish i know - commenting and start networking early

8th wonder of the world - Power of Compounding

A few weeks ago I came across this article which it state "Einstein calls the "8th wonder of the world." Well upon reading that line my interest went deeper as I was aware about compounding until I read an example demonstrating the true beauty of compounding.

Article link : Power of compounding

Interesting tools - with ROI, compounding calculation : Compounding calculator

Know the rules, play the rules ERP

How many do you have to visit CBD and orchard area and going on expressway in short going to crowded places at peak hours and you have to pay for using the road. ERP(electronic road pricing)

Here's the operation hours and rates for ERP Gantries in Singapore

ERP operation & rates

source : http://www.onemotoring.com.sg

Happy Day-BM Z4 on my hand

Finally i can have my "dream car" -BMWZ4. I really feel happy to have it beside me. I m trying to drive it but it is too "small" for me...Haiz...I think i need to "keep fit" already.She is wearing a red shirt with the shinning hair make me like her so much!!!Someone who love it sure will agree with me cause too "expensive" but i still can bring her back after paying $200,000 / 5263. BMWZ4 is mine !!!

keep Burping - find the remedies

Bibi was burping just awhile ago and she kept drinking water which is suppose to work for some people. But the effect on her seem useless.

Thus some result from google search on curing burping
1) 1 cap of vingear
2) Hold your breath for as long as possible and repeat until burping is gone (work for bibi)
3) Drink lots of water

Highest Interest Rates of Singapore Saving Account

I used to enjoy the 2% interest rate from E-saver but they kept revising it lately. Sadly it drop to 0.78% for below $20000. I get like $10-$12 per month, YEAH ! per month just on interest. Like having a free movie ticket monthly. And now it's like haiz.... Thus I went around scouting again. Check this out instead to get 1%, theFairprice plus saving

Some of you must be wondering why the hassle, I m fine with POSB account why change. Well here's a reason why if you want to make your money work harder.



You can still keep the POSB/DBS account as your primary expenses account. But make the main bulk of your saving work better for you.

Hard question ?

I was with Gerald today at Com Center 3 and had a little chat, he told me he's gonna quit smoking! whose the lady ? haha. He posted a question, how you would answer if your love one asked, "What's love? Why you love me?" I answered, a feeling that cant be describe by words. Well that common answer to him. Thus he gave a new creation, "(1)Just like a mute person who eat something very delicious and his unable to express it (2)You can live without the person".

My definition used to be the following - you are willing to do ANYTHING for the other party - even death!

Next I returned him a favor, what if your love ones asked, "How much you love me" ? He's answer : "It's unmeasurable" my turn to say common =D. My answer : "More than you love me!"

If you have interesting answer on the above questions, drop a note in the comment.

crude oil or cruel oil

OMG heard this from radio this morning oil per barrel scorching high - NEW RECORD (does not give us any positive note.) 100.10 dollars a barrel

Next thing in mind, will the pump stations adjust the oil price ? Whenever since i got my car in Sept 2007, petrol price had been adjusted twice. Now for RON 95 - it's $2.006/litres at ExxonMobil.

Happy Valentine Day

To my Bibi,

Reflex Good ?

Pretty interesting game to test your reflex. Get a friend to join in the 2 player mode after you familiarise the game.

T3

Nah it not terminator 3, it's the all new Singapore own Changi Airport Terminal 3. Look pretty interesting from the website Terminal 3 Green wall feature, Crown plaza hotel etc

Improve your window performance

Did you wonder why your computer getting slower as the days pass by ?

Most probably you downloaded more resource intensive applications with or without you running at background which slow down the whole system.

Normally i would go start->run->type "msconfig"->startup tabs

and remove unnecessary applications especially those from c:/program files/

if you do a alt+ctrl+del and click task manager, you can check on the number of application running on background. Many are not really essential every time the system boot up. Thus you can actually limit the applications running on background.

As for those system applications, if you are not sure of their function or impact visit this website : process library

Usage : Just copy paste the process name from task manager and input into the search field. Base on the return you will be able to judge if you really need that application running on background.

What in 2008 ?

..L..A..N..C..E..R..


Drool more !
~E~V~O~L~U~T~I~O~N~ PROTO-TYPE X

Simple answer

You! yes you ! you are with another 100 people inside a hall. Organiser pop and says : " Whoever that can touch the 12metre high celling, get ONE MILLIONAIRE DOLLARS !" No tools allow eg : tables and chairs.

1)Do you want the money ? Yes, proceed to question 2. Else bye
2)How would you touch the 12 metre celling?
3)How many times you tried ?
4)Giving up ?


..........

Sam IN Taipei

Holiday Time!! Cheers! YaHOOOOooooooo

Planning a short trip to Taiwan, Taipei.

Apart from the Travel agency which provide the 'free and easy' package ( basically helps you book the air tickets and hotel accommodation) I found 2 website which are pretty useful if you have plans on oversea trips.

Yahoo Travel

• Places of interest or things NOT to miss (you get to view the ranking for the activities too)
  
• Search for people who did the similar trip
  
• how they plan
• what the feedback on the area they went
• Get feedback and rating
• Plan your travel trips ahead
• Get a information on admission fee, travel time (not all of them have that info)

Check out my Trip planner Schedule >Sam IN Taipei


Hotel Travel

• provides you the hotel's information:
• rates
• features
• maps
  
• booking
  
• Guides on your holiday destination
• Transportation Information
  

Would you let it escape from your hands

61mm Wide 115mm long 11.6 thick

Guess an item



Here' s the spec

Technical Specifications

Screen size	3.5 inches
Screen resolution	320 by 480 at 160 ppi
Input method	Multi-touch
Operating system	OS X
Storage	4GB or 8GB
GSM	Quad-band (MHz: 850, 900, 1800, 1900)
Wireless data	Wi-Fi (802.11b/g) + EDGE + Bluetooth 2.0
Camera	2.0 megapixels
Battery	Up to 5 hours Talk / Video / Browsing Up to 16 hours Audio playback
Dimensions	4.5 x 2.4 x 0.46 inches / 115 x 61 x 11.6mm
Weight	4.8 ounces / 135 grams

***And check the sensor it has!
Sensor 1.
The interface will change from portrait to landscape automatically once you rotate it

Sensor 2.
When the phone is held near to your ears, on screen keys will be locked.

Sensor 3.
The phone will adjust it's display brightness to the appropriate level of the current ambient light.


No idea on the price yet.

Anyone yourself an import eye candy ?

Xin Nian Kuai Le

HaPPy Chinese New year! busy collecting Ang Bao so i will cut it short, been a game addict for the past weeks again. Thanks to blizzard's WoW expansion, got my lvl 70 Character and my Flying mount plus Jewelcrafting skill blah blah....

As for my work, in pretty bad shape, especially last week. It's the longest and worst of my life man, WHY ? I caused my customer's database filesystem to be corrupted somehow. The database are use by 14 EMEA countries ( EURO countries). Unfortunately, we are unable to retrieve the Customer data. No idea what's gonna happen to me after chinese new year.

4 Lessons learnt:
1) Be prepared before you start doing any task, write out Action plans for ya task.
2) Always ensure backup of critical data before making any changes.
3) Move forward and list out next action rather than drilling on the past.
4) Never forget the first 3 lessons


Wish me luck

10 Bucks

**This a draft copied written in Jan might be out of date.

What can you do with $10 ?
1) Buy 5 items at 1.99 shop : Jazztures 199
2) 2 X chicken rice + 1 X duck rice + slice fish soup
3) Newman magazine + snicker bar + 500ml coke
4) Get parallel import CDs
5) Pump 6Litres of petrol
6) Cab fare for about 12KM distance
7) 10 Games of bowling frame @ plaza star bowl
8) Catch a movie @ Golden Village (HSBC + Safra discount) with a cup of butter corns
9) 5hrs of non stop gaming @ H.I.G.H
10) A day at sentosa siloso beach

blah blah blah many more.

Picked no. 8 for last weekend(well about 1month ago) , been watching movie almost every weekend nowadays. It get bored when the you keep repeating the activities and it cant keep your interest/focus on it. Most of the movie screened are just average, not much to talk about after watching.

Have you watch "Brave heart" , Passion of Christ" ?

Highly recommended "Apocalypto" !! Think the Cinema isnt screening this anymore, go get the DVDs man.

Do you use AXS

pay your monthly bills through S.A.M or AXS machine ? I have been using it for mobile bills and digital voice and misc bills. Pretty fast and easy.


Here's a story I gotten from a friend,

I was queuing behind a guy who is using the S.A.M machine an he is taking his own sweet time. But i did take a look at why is he taking such a long time, coz he keep pressing the "previous menu" button.

Then he decided to let me use first. So when i used it, the screen already show the main menu page. I proceed with my transaction and pay the bill using my ATM card. Luckily i have this habit of taking a look at my reciept, found that how come the total amount is so much. I go through the list of bills i pay and found that i have paid one that is not mine. So i turn around and look, the guy who was using before me, use the machine again, keying in the same amount. I approach him and told him, i have paid his bill. So i say wait while i call the hotline number on the machine for help. While i was on the phone, the guy juz quietly walk away, went to the AXS machine not far away.

Point to note, remember to check your summary page and the amount on the receipt.