1. STO 10 Vertical 80/75 Put spread, profiting
2. BTC 5 Vertical 80/75 Put spread
3. Set trail stop of $0.20 profit, correct way to set the order ?
Wednesday, June 15, 2011
SJM Vertical Put Spread
1. STO 10 Vertical 80/75 Put spread, profiting
2. BTC 5 Vertical 80/75 Put spread
3. Set trail stop of $0.20 profit, correct way to set the order ?
Sunday, May 22, 2011
Investing in STI ETF - Power of compounding
I wrote an article about power of compounding in May 2008, now i m revisiting this again. Why ?
Just a few weeks ago I came across one of Anthony robbin youtube video -
Once again the AMAZING magic of compounding, here's the example mentioned in the video. Next time, a guy come up to you and offer to bet on the golf holes with $0.10 and double up , tell him, "I watch the same video too" =D
Initially it really really slow but once it reach the 15th hole, the money start to explode exponentially!
From a $0.10 cents bet it can snowball to $13,100
In order to achieve the above, we will need to leverage on instrument or vehicle that can give us an annualized rate of return of 100% , lets see what are the commons instrument that give us ROI:
- Most basic, bank saving - (I wrote a few articles on this. One of it comparing interest rate offer by standard Chartered, fairprice plus and dbs - http://shulouto.blogspot.com/2008/05/highest-interest-rates-of-singapore.html) Just did a quite check, dbs saving account interest dip again to 0.125% pa; fairpriceplus dip to 0.200% pa; e$aver from standard chartered dip to 0.15% pa (man i miss those days where they offer 1.88% pa, i got like free movie tickets every month just only interest rate =D)
- Fixed deposit - posb offer 0.600% pa for 24 mth tenure and uob offer 0.700% pa for 24 mth tenure
- Investment link plan -5% (not guarantee)
- Index ETF ie Dow Jones or STI ETF (7 % average rate of return without dividend - base on http://bullythebear.blogspot.com/2008/05/thoughts-about-sti.html)
Scenario 1
An Exchange Traded Fund (ETF)
An Exchange Traded Fund (ETF)
Expense Ratio: 0.09%
Initial Investment: $10,000
Annual Rate of Return: 10% (Before Expenses)
Annual Rate of Return: 9.01% (After Expenses)
Time Horizon: 30 Years
Future Value: $133,042.43
Initial Investment: $10,000
Annual Rate of Return: 10% (Before Expenses)
Annual Rate of Return: 9.01% (After Expenses)
Time Horizon: 30 Years
Future Value: $133,042.43
Scenario 2
Average Actively Managed Mutual Fund
Average Actively Managed Mutual Fund
Expense Ratio: 1.50%
Initial Investment: $10,000
Annual Rate of Return: 10% (Before Expenses)
Annual Rate of Return: 8.35% (After Expenses)
Time Horizon: 30 Years
Future Value: $110,883.63
Initial Investment: $10,000
Annual Rate of Return: 10% (Before Expenses)
Annual Rate of Return: 8.35% (After Expenses)
Time Horizon: 30 Years
Future Value: $110,883.63
That's a 19.9% difference in your retirement, or in this case, $22,158.80...!
STI ETF was offer in April 2002
What's STI ETF - BACKGROUND
streetTRACKS STI, Singapore’s first locally created exchange traded fund, is designed to track the performance of the Straits Times Index (STI). Shares of streetTRACKS STI were listed and traded on SGX-ST since 17 April 2002.The Fund's investment objective is to replicate as closely as possible, before expenses, the performance of the Straits Times Index. There can be no assurance that the Fund will achieve its investment objective. The Fund will seek to achieve this objective by investing all, or substantially all, of its assets in Index Shares in substantially the same weightings as reflected in the Straits Times Index. Within the limits set out in the CPF Investment Guidelines, the Fund may invest in futures and derivatives instruments traded on Recognised Stock Exchanges and OTC Markets provided that such instruments are Authorised Investments.
The Manager employs an "indexing" approach intended to replicate as closely as possible the performance, before expenses, of the Straits Times Index. The Straits Times Index is a widely quoted indicator of the performance of the Singapore stock market. It currently comprises 50 common stocks which are selected by Singapore Press Holdings Ltd based upon certain market capitalisation and liquidity characteristics.
streetTRACKS Straits Times Index Fund has changed its name to SPDR Straits Times Index ETF with effect from 31 March 2011.
Here's the Strait Time Index (MAX chart)
This a recent performance of STI ETF from Jun 2009 to current.
Indices on a long run 10 - 20 years usually trend up, and for STI its a performance indicator of Singapore top 30 stocks ie, City Development, Capitaland, ComfortDelGro, SIA, DBS, starhub, NOL, Singtel, UOB, SPH, Semb Corp, OCBC, SMRT, ST Engineering - man for them to fail ? Definitely NO WAY! (This is strictly my personal opinion)
A level 1 person, either invest a lum sum or averaging the cost monthly into the STI ETF and pay the brokerage fee consistently and let it roll for many many years.
A level 2 person, sell when it's trending down and buy again when it's trending up - follow the wave
How to invest into STI ETF ? stay tune =D .......
Research :
http://www.moneytalk.sg/2008/11/why-invest-in-sti-etf.html
http://sg.finance.yahoo.com/q/cp?s=^STI
Tuesday, May 03, 2011
Trading Question - Option Implied Volatility
How it works ?
Where to check ?
TOS | Ivolatility
How to read, bench mark ?
Wednesday, April 27, 2011
LVS Call spread
27 Apr
uptrend nice PHI
Enter when its above 46.30
resistance plus PHI fan @ $46.30
Looks like a hammer candle
Trading Plan
Call Spread @ 46/47
6 Options
Technical
Stop loss - PPC : $42
Profit Target $47.80 half
Time Target 2 May 2011
Option CALL long leg 47 CALL APR
stop loss $0.05
Profit target $0.46
Time Target 29 Apr before market close
Option CALL short leg 46 CALL APR
stop loss $0.88
Profit target $0.48
Time Target 29 Apr before market close
Tuesday, April 12, 2011
5DPEG - 11 Apr 2011
Earnings season is gonna start soon, looking by the number of companies releasing their earnings next week.
Screen through a couple of stocks and landed on CYH (Community Health Systems Inc)
Ran through the 10 steps criteria of 5DPEG and set my trading plan. Here's the trade execution :
$180 in 15 minutes shiok !
Sunday, March 13, 2011
Facebook Fanpage
http://www.facebook.com/pages/Wealth-Academy-Trader/137701299622616
to http://www.facebook.com/WAT
unable to change it now as it need 100 fan arghh
http://www.propdave.com/index/2009/6/29/facebook-changes-username-eligibility-for-fan-pages-on-gamed.html
How
Step by step to setup fanpage box on your website - http://www.bloggerplugins.org/2011/01/facebook-like-fan-box-for-blogger.html
Resource
http://www.facebook.com/username/
My latest Wallpaper
"why you put all male pictures ?"
"who are they ?"
"why you put their picture ?"
"you didnt photoshop the last picture ba ?"
There's 3 thing in common for all of them, make a guess
1) they are all male
2) ......
3).......
Thursday, March 10, 2011
Daily Market Analysis - 9 Mar 2011 (Wed)
Read DMA, find out what's BMO - before market open; AMC - after market close
Note the structure of DMA,
-Points gain/loss of 3 US Major Indices - Dow30, S&P500, Nasdaq
-Comparison of volume to previous day
-Range points :highest and lowest
-% gain/loss
-Doubt on adv/decline
-pattern observed ?
>down friday and down monday; what happen when the frequency of dfdm increase ?
>traditional 2nd week of mar tend to close higher than first week.
>why and what's moving the market up/down
-Sectors performance : Most sectors +ve except for energy (Why its going down ?) Isn't Libya situation causing oil price to rise ?
-Technical analysis on support/resistance - possible breakout/candlestick patterns
-Earning Release BMO/AMC
-Regional Economic data
-Upcoming Economic Events and data announcements
-Commodities performance (futures contracts ?)
>points and percentage gain/loss "
Monday, February 21, 2011
Butter Factory
Got shocked - 12 plus am and so many ppl still queuing. Cut through the queue to moo(who queued for almost an hr) and saw one of the gatekeeper open up the queue pole on our left and said, "we are full". Man if i was queuing on the left side, petrol wasted!
Tuesday, February 15, 2011
Sovereign wealth fund ranking
source : http://www.swfinstitute.org/fund-rankings/
Friday, February 11, 2011
Never too old to start - Meat the butcher
Saturday, February 05, 2011
Rising Food Price - Food bubble ?
Hi all, after watching the video in conrad's post
it spawn a series of 'whys' in my head,
1) why food price is so high at these area, egypt? [80% of the income goes to food ! that crazy]
2) why these country get hit first ? [egypt, yemen, jordon why they get affected first ? because of question 1 ?]
3) wont it be an endless loop ? food price rise>ppl cannot afford>protest & unrest>businesses affected(unemployment>
4) How did the food price rise ? and by how much ? comparison ?
5) How did the money printing by fed in 2008 caused commodities price to soar ? [Bill mentioned new money need to go somewhere, and it went to food, why ?]
6) What's these food price index ? Why the sharp rise from 2006 to 2008 then down in 2009 and another new high from 2010 onwards ? How to reach the index ?
7) Why Gold standard to measure and control money was abolish ? [conrad mentioned it before arghh cant remember]
google for food bubble and read on this How Wall Street starved millions and got away with it - By Frederick Kaufman
Here's an video interview - wow now Goldman Sachs come into picture [understand why conrad said they are bad]
1991, goldman sachs came up with commodities index fund,
Going long on wheat future > rolling it over, accumulative buying> demand shock [normally price goes up because supply is low but for this case, supply meet demand but price went over the roof due to speculation]
wheat $3-6 per 60 pound bushel to >$12 >$15>$18>$20>$25(Feb 2008) up almost 400% [answer for question 4? ]
8) What's T-bills ?
Analysis on why the food price rise
http://www.youtube.com/watch?
9) 2000, America pass modern commodities act - What is swap dealer loophole ?
10) What's economic bubble ? [after digesting from wikipedia and investopedia, my understanding of economic bubble : when alot of money rush into things ie property, technology, food, speculator push the price even higher far beyond it's actual value. When people realize it, correction kick in and bubble burst]
A food bubble is a fearsome condition because even when that bubble deflates, we still have that serious problem known as “shortage”.
11) If the food price rise to the highest possible then correction kick in, price will fall to the actual value but why shortage ?
still doing my research.
by the way people
新年快乐，身体健康，万事如意，心想事成
Wishing all a healthy and prosperous 2011!
Tuesday, January 11, 2011
5 % Income to society and charity
Research :
Society for physically disabled - http://www.spd.org.sg/
Movement for the intellectually disabled of singapore - http://www.minds.org.sg
Sam's Experience :
These organisation all seem profitable(or rather having excess) in their financial reports. I think largely contributed by government grant. I was pretty reluctant to contribute after seeing their financial reports. But if everyone have that thoughts how are they going to maintenance the daily operating cost and program/workshop cost and the space etc. Thus I made my first $50 contribution to society for phyiscally disabled. Waiting for the MINDS to get back to me on online contribution methods.
Saturday, January 08, 2011
the pursuit of happyness
Heard about this movie from conrad's Wealth Academy Trader preview.
It was base on a true story of Chirs Gardener
He was a medical equipment salesman. Whose life was getting from bad to worst to terrible to horrible to miserable to sadness to helpless to .....
A pivotal moment in his life occurred, after a sales call to a San Francisco General Hospital, when he encountered an impeccably-dressed man in a red Ferrari. And asked him 2 questions,
What you do you do ?
How did you do it ?
When a man is at this lowest and bad things happen one after another again and again and again, there's 2 choices, 1)he blame the everyone else; why this have to happen to me (i did that too, why me?) 2) take responsibility and persevere (learning and practicing)
Events that happen or people you encounter happen for a reason.
Chirs Gardener
The pursuit of happyness full movie (online streaming, take quite awhile to load though) - http://www.tudou.com/programs/view/UPy6IWjwOck/
Monday, January 03, 2011
Inspiring Stories - Ryan Lee (XMI Founder)
In the first year, company profit was $800,000. And hit $4.5million in profit for the second year. And end 2009, company hit sales record of $13.5million.
http://www.channelnewsasia.com/eyeonbusiness/features/xmi.htm
Money Management - 6 Jars
Why : If I dont care about my own finance, track and accountable for it, who will. Thus I have put this into the 21 days habit program. It's like running my personal finance as a business. What are the cost/expenses (food, transport, entertainment, medical, gift, grocery etc) and what are the revenue (basic salary, dividend, royalities, business, investment etc) ? what are the opportunities to create new revenues ? At the end of the day, profitability.
How :
1) Track personal expense daily(leave a comment here if you are interested on the spreadsheet), using the excel spreadsheet or if you have iphone, you can download expenses tracking app ie(ixpenseit) http://www.ixpenseit.com/or iBearMoney (http://ibearmoney.com/)
2) 6 Jar Management
Monthly when you salary is credited to your bank account.
10 % - Financial freedom Account (used only for investments and buying or creating passive income streams. Money is never spent, only invested. Also, have a Financial Freedom Jar where you deposit money each day ($1, $10, loose change)
10 % - Play account (Use this money to nurture yourself. Use it for extra-special things in your life. The only guideline is that you must spend the money every month. Use it each month in a way that makes you feel rich!)
10% - Long Term Saving (Put 10% into your LTSS whenever you receive money, such as your salary. The money inside LTSS can be used for major expenditure such as savings for your children’s education, buying a house for yourself, keeping aside contingency funds)
10% - Education account (Set aside money for your education (school, seminars,etc.) or your child's education.)
5% - Giving (Put 5% into your Give account whenever you receive money, such as your salary. You can use the money for donations to charities, use it to help someone in need. Giving is important. If you choose to give 10%, take the extra 5% from your NEC and change the % allocated for NEC from 55% to 50%)
55% - Necessities (Put 55% into your NEC whenever you receive money, such as your salary. You should use the funds inside your Necessities account to settle all your essential bills such as phone bills, electricity, clothings, eating, driving, travelling, hair etc. If you cannot survive on 55%, simplify your lifestyle. Instead of driving a car, perhaps you can take public transport, or drive a Honda instead of a BMW. Buy Converse jeans instead of Armani. There are people who cannot live on 55% NEC when they started the JARS system but over time, these same group of people are able to simplify their lives and live on 50% or lesser!)
Sam's Experience :
Been consistent on the expenses tracking so far, updating it daily. Started applying the 6 Jars on Nov Salary but still confuse if i should transfer the money out from the main account to individual bank account for the different Jars. For the Dec 10 Salary, using the percentage allocation, i will transfer money allocated for play, education, and necessities to another bank account as these money will likely to be consume by month end. Whatever balance, will be offset in next month transfer.
ie Dec - left with $400 balance
Jan breakdown of play, edu and necessities ie calculated to be $1000, so the transfer amount will be $1000-$400= $600 (the $400 will be credited back to financial freedom account)
3 Jan 2011, I was researching which organisation to contribute the 5% giving, didnt know that there's so many helpful organisation around in Singapore (wonder where they get the funding) http://en.wikipedia.org/wiki/List_of_voluntary_welfare_organisations_in_Singapore
First, i thought of red cross(http://www.redcross.org.sg) and second I thought of MINDS(http://www.minds.org.sg) people who are intellectually disabled, I believe all who are able to think properly, have a choice but not these people. Third I thought of those old folks who are sick and nobody to take care of them (no idea which organisation support them).
Wednesday, December 29, 2010
21 Days Habit program
This time round is my 2nd attempt on the 21 days habit program written by celestine chua refer to the how on her blog topic on this. My first attempt was like 3 or 4 mths back whereby i want to wake up on time but fail miserably. The past few days have been different, i feel the hidden power in me to change or rather its because of the event that happened. I m able to see it positively (thanks to those books that i have reading and audio program)
From 7 habit of highly effective people and Adam khoo's teaching, We cant or have little control about things that happen to around us or to us. But we can have control of our state or thoughts, how we interpret the events that happened. ie some time back i was complaining why my boss sound so pissed and kinda harsh on his tone on why i did this and did not inform him or why you are not putting this as priority. My interpretation was, why me ? i have already tried my best to do so much why still not happy ? I have so much things on hands, it overflowing. The feeling sucks man and when i tried to explained he will says you are not listening. Yucks i m writing so much on this lol i still have bad feeling on this ?
Or the way I could interpret as he's teaching me on things i did not see and miss out. I could be more efficient and learn the technique of asking for help. He wants to groom me, why so many people out there he choose me to do it. The change of seeing it, the feeling change to positive energy !
Ok i m drifting abit far from the topic, back to the 2nd attempt on the 21 day habit program. I have wrote a list of things i want to form into a habit.
- Read news daily
- wake up when the alarm ring NO SNOOZE
- Daily exercise (push up)
- Millionaire hour daily (update financial statement)
- Drink 2 litres of water daily
Now i m thinking should i start one at a time or all together. Looking at the above i challenge myself to do all at the same time. But this time I m going to track the result daily and update here.
Why : I want to prove to myself i can change my habit. I have the capability to achieve all these, I can achieve whatever i set myself to achieve.Why i want to openly declare this, also another technique I learn, when I declare publicity on something, it put myself on the line. If i dont do it, people will know.
How :
http://celestinechua.com/blog/cultivate-a-good-habit-in-21-days/
Sam's Experience :
One term to note : the activity or in my case activities must be performed daily, if for some reason i skipped, i have to redo everything from day 1.
Tracking
topup Paypal account 4 steps
If you are a savvy online shopper, then paypal wont be unfamiliar to you. But if you not, i would suggest making online payment via paypal especially buying from auction sites.
Lets say you bid for an item in an auction and win the bid. If you did not receive your goods or seller does not response to you. You can hold the payment payment(not sure about this) or open a dispute case.
Any reason, its easier for seller to setup payment option such as paypal compare to credit card.
Sam's Experience : If you are staying in singapore and wish to topup your paypal account, here's the steps( theres a video too but think you have to login to your paypal account to see it)
https://www.paypal.com/sg/cgi-bin/webscr?cmd=xpt/Marketing/general/DBS_Topup
Pretty straight forward,
step 1 : login to your dbs/posb account.
step 2 : under payment service, select topup paypal
step 3 : enter the paypal customer reference no and confirm
step 4 : select topup and enter amount
Tuesday, December 28, 2010
Quotes of the day (28 Dec 2010)
Monday, December 27, 2010
Car servicing - Mitsubishi lancer Ex
Why I want to learn it ?
If i need to do 4 servicing each year, base on the above average it will cost me 4 X 500 = $ 2000 just on servicing !
If i find another workshop that offer the same quality of service or even better at a more competitive price, ie
300+ on average, 300 X 4 = $1200
There's $800 worth of saving for other things =D
Research :
Article
http://www.lancermotoringclub.com/showthread.php?t=17976&highlight=Kaki+Bukit
http://www.huatleeauto.sg/Services.php
Video
Podcast
Sam's experience :
Day 1 (27 Dec 10)
Had visited the lancermotoringclub few months ago to search for good workshop to service my xiao hong. Remembered that I came across a workshop that was highly recommended for good service and competitive pricing but just cant remember the name. I know it's somewhere in kaki bukit. Thus i visit the forum again and try to search for it, finally i found it. It's huat lee, visited their http://www.huatleeauto.sg/Services.php and it ring a bell in my head. (haha i remember better by pictures) Look for the contact number and wanted to make an appointment for servicing and found out that the contact is actually in my phone all this while.
Day 2 (29 De 10)
Man i procrastinate or somehow lose my focus, only call the workshop 2 days later and found out that they are fully booked till next week. Will be going down on next Wed 5 Jan 2011 at 0930hrs
Essence
Speed reading
"I want to master the skill of speed reading, but i do not know how" like many others out there, I read word for word. ie the example i would read, I....want...to...master or if you think reading in your head is much faster (reference form web call it vocalization which is a subconscious habits we learn)
Imagine the amount of information you need to read every single day. For example, I take about 5 sec to read "I want to master the skill of speed reading, but i do not know how" imagine i m able to master speed reading and reduce the time taken to 2.5 sec which improve my speed of reading by 2 X ! that very powerful here's
why its important ? : ie if Sam used 2hrs each day on reading information (can be anywhere consolidated), with effective speed reading skills, he can read the same amount of information using only half the time which is 1hr.
1hrs a day
360hrs in a year ( that 15 days man!)
Now I have identified the problem and the reason why i want to solve, next ? find the solution
Here's my research
Day 1 (26 Dec 10)
http://www.mindtools.com/speedrd.html
video - http://www.youtube.com/watch?v=cPOIZ6DGXWE
Sam's experience
Day 1 (26 Dec 10)
started applying some technique with a book that was place on my desk for a long long time.
1) use my sight to read instead of word for word sub vocalisation.
2) using the technique taught by this video, finger as a index to scroll through the text and reading "1,2,3,4"
I manage to try it on 3 pages and as the video says, i wasn't able to comprehend the information but definitely the speed of reading a page significantly reduce. Practice make perfect, i will continue to try and revise accordingly.
Essence
Thursday, December 09, 2010
Tuesday, December 07, 2010
Farmville Egg Grab 7 Dec
#1: http://apps.facebook.com/onthefarm/reward.php?frHost=565696323&frId=2u86r6itqum8sc4gokg0048oc&frType=EggFriendReward
Wednesday, November 10, 2010
Exhausted and consumed
Overwhelm with work again so much things to do and firefighting everyday. Operation tasks are really time consuming. Calls keep coming in throughout the day and i keep getting interrupted trying to finish up whatever i m working on in office. Sometimes it really take awhile to catch back what you are working on after the interruption. How to be effective and focus on things that really matter?
7 Habits of highly effective people - one of the habit "first thing first" (4 quadrant) its so true, the first quadrant(important & urgent) aka the firefighting task will grow massively till a point that consume the whole of you. Need to put time into quadrant 2 things that really matter and prevention.
7 Habits of highly effective people - one of the habit "first thing first" (4 quadrant) its so true, the first quadrant(important & urgent) aka the firefighting task will grow massively till a point that consume the whole of you. Need to put time into quadrant 2 things that really matter and prevention.
Tuesday, November 02, 2010
Free Mystery Eggs
treasured golden egg
black egg
white egg
white egg
egg 1
egg 2
Saturday, October 30, 2010
Farmville Day 1 - Eggs
Dear all farmville friends,
Farmville have been around for quite some time but I only started it like 2 weeks ago. Seriously, its becoming addictive. I decided to pen down what I have learn (tips/strategies) I learnt in this blog (been dead for years =| scroll of revive casted!*!*!*!)
I m level 30 in farmville currently, well there's alot of tips in my mind that i think would be helpful to share but I need some time to pen them all down. I will started off by writing down daily question/ideas/useful tip learnt about my farmville experience.
Today I m gonna share some freebies (very useful) - Eggs there are different types of farmville eggs you can get
Type of eggs :
[to be fill]
Type of loot you get when you hatch the egg [to be fill *i just got one wind mill today that can be sold for 5000 coin hoooray =D]
How to get eggs :
1)visit your neighbour's Chicken Coop
2)click on the facebook egg link share by your friends
I m lazy to post the type of eggs, think there's a black mystery, a rhode blah blah enjoy =D
PS : To my knowledge each link only work for the first 5 person who click on it, so fastest finger win =D
And you need to be under my friend list.
Do let me know if the above work as it's my first time trying.
Thursday, March 25, 2010
How to Convert to OPC car in singapore
I bought my current mitshubi lancer-ex in Sep 2007 when I was an onsite engineer. With the transport allowance and mileage claim I decided to buy the lancer-ex
The 1.5Litres Red Colour Sport Edition Lancer-Ex cost SGD$66,488. I took a 5 year loan with monthly installment of $656
My xiao hong accompany me for a year till June 2008 which i switch my career and become a IT sales executive. The car allowance was higher this time but no more mileage claim.
In May 2009 I manage to sell myself into my dream industry the gaming industry. Start off with public transport as my job duties does not require me to travel around. I thought i could just parked xiao hong at home. But the monthly installment can be pretty huge without the car allowance. After some months, my job needs require me to drive and i started to claim for petrol and parking. Thought i will be able to balance my income but misc cost like servicing, road tax, ERP, insurance, wear and tear replacement, fines adds up to be a heavy burden. Not including the ongoing monthly insurance which i have another 2.5years to pay.
Thus I decided to either convert my car to OPC or sell it off as I wont be using it for work anymore but i would like it to be for after office hour used, weekends and holiday season.
source : http://www.lta.gov.sg/motoring_matters/motoring_vo_policynschemes_offpeak.htm#1
Sunday, January 17, 2010
Blogging education part 1
what you think ? how do you feel, what will you do, what's your opinion, what's your story
Very first step of creating online income - "what do you want ?" Goals/target
Somewhere i learn setting SMART Goals
* S Specific
* M Measurable
* A Attainable
* R Relevant
* T Time-bound
Sam is committed to make SGD$30,000 online by 31 Dec 2010.
SGD$30,000 equal to approximate USD$22,000
which is
$423.07 USD per week
$60.27 USD per day
$2.51 USD per hour
$0.04 USD per minutes
GOLDEN question : What do i need to do make $60.27 USD per day
1) google adsense - already register
2) nuffnang ads - already register
3) Private advertiser - get sellers contact who wish to advertise. sellings AK cards, merchandise.
4) Sell my own products - create animal kaiser guide book
5) Promote other's products - what's is relevant to my blogging topic?
source
10 things i wish i know - commenting and start networking early
Friday, May 23, 2008
8th wonder of the world - Power of Compounding
Article link : Power of compounding
Interesting tools - with ROI, compounding calculation : Compounding calculator
Tuesday, May 20, 2008
Know the rules, play the rules ERP
Here's the operation hours and rates for ERP Gantries in Singapore
ERP operation & rates
source : http://www.onemotoring.com.sg
Thursday, May 15, 2008
Happy Day-BM Z4 on my hand
Saturday, May 10, 2008
keep Burping - find the remedies
Thus some result from google search on curing burping
1) 1 cap of vingear
2) Hold your breath for as long as possible and repeat until burping is gone (work for bibi)
3) Drink lots of water
Sunday, May 04, 2008
Highest Interest Rates of Singapore Saving Account
Some of you must be wondering why the hassle, I m fine with POSB account why change. Well here's a reason why if you want to make your money work harder.
You can still keep the POSB/DBS account as your primary expenses account. But make the main bulk of your saving work better for you.
Monday, March 10, 2008
Hard question ?
My definition used to be the following - you are willing to do ANYTHING for the other party - even death!
Next I returned him a favor, what if your love ones asked, "How much you love me" ? He's answer : "It's unmeasurable" my turn to say common =D. My answer : "More than you love me!"
If you have interesting answer on the above questions, drop a note in the comment.
Wednesday, February 20, 2008
crude oil or cruel oil
Next thing in mind, will the pump stations adjust the oil price ? Whenever since i got my car in Sept 2007, petrol price had been adjusted twice. Now for RON 95 - it's $2.006/litres at ExxonMobil.
Thursday, February 14, 2008
Friday, September 14, 2007
Reflex Good ?
Tuesday, September 11, 2007
T3
Thursday, July 19, 2007
Improve your window performance
Most probably you downloaded more resource intensive applications with or without you running at background which slow down the whole system.
Normally i would go start->run->type "msconfig"->startup tabs
and remove unnecessary applications especially those from c:/program files/
if you do a alt+ctrl+del and click task manager, you can check on the number of application running on background. Many are not really essential every time the system boot up. Thus you can actually limit the applications running on background.
As for those system applications, if you are not sure of their function or impact visit this website : process library
Usage : Just copy paste the process name from task manager and input into the search field. Base on the return you will be able to judge if you really need that application running on background.
Wednesday, June 27, 2007
Friday, June 01, 2007
Simple answer
1)Do you want the money ? Yes, proceed to question 2. Else bye
2)How would you touch the 12 metre celling?
3)How many times you tried ?
4)Giving up ?
..........
Monday, March 26, 2007
Sam IN Taipei
Planning a short trip to Taiwan, Taipei.
Apart from the Travel agency which provide the 'free and easy' package ( basically helps you book the air tickets and hotel accommodation) I found 2 website which are pretty useful if you have plans on oversea trips.
Yahoo Travel
- Places of interest or things NOT to miss (you get to view the ranking for the activities too)
- Search for people who did the similar trip
- how they plan
- what the feedback on the area they went
- Get feedback and rating
- Plan your travel trips ahead
- Get a information on admission fee, travel time (not all of them have that info)
Hotel Travel
- provides you the hotel's information:
- rates
- features
- maps
- booking
- Guides on your holiday destination
- Transportation Information
Sunday, March 11, 2007
Would you let it escape from your hands
Guess an item
Here' s the spec
Technical Specifications
| Screen size | 3.5 inches |
|---|---|
| Screen resolution | 320 by 480 at 160 ppi |
| Input method | Multi-touch |
| Operating system | OS X |
| Storage | 4GB or 8GB |
| GSM | Quad-band (MHz: 850, 900, 1800, 1900) |
| Wireless data | Wi-Fi (802.11b/g) + EDGE + Bluetooth 2.0 |
| Camera | 2.0 megapixels |
| Battery |
|
| Dimensions | 4.5 x 2.4 x 0.46 inches / 115 x 61 x 11.6mm |
| Weight | 4.8 ounces / 135 grams |
***And check the sensor it has!
Sensor 1.
The interface will change from portrait to landscape automatically once you rotate it
Sensor 2.
When the phone is held near to your ears, on screen keys will be locked.
Sensor 3.
The phone will adjust it's display brightness to the appropriate level of the current ambient light.
No idea on the price yet.
Anyone yourself an import eye candy ?
Monday, February 19, 2007
Xin Nian Kuai Le
As for my work, in pretty bad shape, especially last week. It's the longest and worst of my life man, WHY ? I caused my customer's database filesystem to be corrupted somehow. The database are use by 14 EMEA countries ( EURO countries). Unfortunately, we are unable to retrieve the Customer data. No idea what's gonna happen to me after chinese new year.
4 Lessons learnt:
1) Be prepared before you start doing any task, write out Action plans for ya task.
2) Always ensure backup of critical data before making any changes.
3) Move forward and list out next action rather than drilling on the past.
4) Never forget the first 3 lessons
Wish me luck
Tuesday, January 23, 2007
10 Bucks
What can you do with $10 ?
1) Buy 5 items at 1.99 shop : Jazztures 199
2) 2 X chicken rice + 1 X duck rice + slice fish soup
3) Newman magazine + snicker bar + 500ml coke
4) Get parallel import CDs
5) Pump 6Litres of petrol
6) Cab fare for about 12KM distance
7) 10 Games of bowling frame @ plaza star bowl
8) Catch a movie @ Golden Village (HSBC + Safra discount) with a cup of butter corns
9) 5hrs of non stop gaming @ H.I.G.H
10) A day at sentosa siloso beach
blah blah blah many more.
Picked no. 8 for last weekend(well about 1month ago) , been watching movie almost every weekend nowadays. It get bored when the you keep repeating the activities and it cant keep your interest/focus on it. Most of the movie screened are just average, not much to talk about after watching.
Have you watch "Brave heart" , Passion of Christ" ?
Highly recommended "Apocalypto" !! Think the Cinema isnt screening this anymore, go get the DVDs man.
Monday, January 15, 2007
Do you use AXS
pay your monthly bills through S.A.M or AXS machine ? I have been using it for mobile bills and digital voice and misc bills. Pretty fast and easy.
Here's a story I gotten from a friend,
I was queuing behind a guy who is using the S.A.M machine an he is taking his own sweet time. But i did take a look at why is he taking such a long time, coz he keep pressing the "previous menu" button.
Then he decided to let me use first. So when i used it, the screen already show the main menu page. I proceed with my transaction and pay the bill using my ATM card. Luckily i have this habit of taking a look at my reciept, found that how come the total amount is so much. I go through the list of bills i pay and found that i have paid one that is not mine. So i turn around and look, the guy who was using before me, use the machine again, keying in the same amount. I approach him and told him, i have paid his bill. So i say wait while i call the hotline number on the machine for help. While i was on the phone, the guy juz quietly walk away, went to the AXS machine not far away.
Point to note, remember to check your summary page and the amount on the receipt.
Tuesday, January 09, 2007
shivering
As I stepped into the room, granny was shivering, speaking very softly to dad, her expression look pale and restless. Touched her forehead and felt feverish, she had been having on and off fever a few days ago. Next thing in my mind was to send her to hospital. But she refused. She told us that she took the medication just now and mumbling softly, "I can endure it till morning, it's troublesome to go hospital now"
Granny is a very independent lady, despite her age of 82, she still move on her own using walking frame, bath, eat etc Be it whatever matters, as long as she still has the capability to do it, she will do it on her own. She doesn't like to voice out for help (think she does not want to trouble us but no matter how many times we told her, call for us if you need anything, she still goes back to the same way). She has been bearing the pain agony on both her legs for the past decades and taking 10 over types of tablets every single day without complaining. She kept all the pain and sorrow to herself. Sometime back, when I got my graduation regalia and purpose a family photo shot. After countless attempts, manage to convince granny to go for the shot with us at a nearby photo shop. It was a happy event but ....... granny requested the photographer to take a solo picture of herself. I felt curious initially and got SHOCKED !!! guess what's the intention of that photo ? It's sad and heart hardening, its a funeral photo =\ arghhhh
Reality of life is cruel, sometimes in my thoughts, I will wonder, does that mean she does not have anything to look forward to anymore ? No more meaning in life ?
Continuing the from granny's room, I insisted on sending her to hospital, she was shivering so badly and somehow I felt that she's in pain from her expression and tone though she did not say it. True enough, during trip to Tan Tock Seng Hospital, I discovered more ...... she's been having on and off fever for past 5 days, having headaches, abdominal pain, very poor appetite, constipation for almost a week, stain of stale blood.
Did a quick registration and she was pushed into the A&E room. Oh for those who have not go through the whole process, do wait outside the A&E room and not the waiting corner outside the registration counter. (I waited at the waiting corner outside the registration counter and miss the page from the doctor, end up he rang my uncle house in the middle of the night - 0300hrs ++ well I did provide my mobile no. at the during the registration. Wonder why it was not reflected. )
The doctor collected some blood sample and urine for testing and sent granny for X-ray. Not sure what's the diagnosis outcome, got to check with the doctor tomorrow.
Friday, January 05, 2007
Dinner and Dance
Attended the Dinner and Dance of citigroup last month, it was held at Orchard Hotel. I was pretty impressed, first the door gift,
Simple and nice organizer with a pen.
During the guest arrival time slot, there are various corner setup to keep the guest occupied. Stalls like instant photography, agent smith shooting (using toy air gun to shoot down agent smith, haha I managed to hit all the targets Good Marksmanship huh =D), Mini casino (each guest upon entering are given 10 chips, the top 3 who walk out of the room will be given some prize. But lady luck wasn't with me that night. )
The Theme was 'Secret agent' but only a couple of them dress up for the theme, I would say less than 5%. One of the best was Austin Power thought of taking a picture with him but the instant photography stall already closed as the dinner was starting. Got to know that the guy in Austin Power suit is actually the big boss.
I was chatting with my sis a few days ago and Guess her company dinner theme .....
'back to school'
I was like OMG imagine those middle age high 30s and 40s in school uniform. Well you gonna give them a thumb up for the guts to wear it. Cant wait to see those photos.
The hosts for our Dinner and Dance are Glenn Ong and Jamie Yeo. She's awesome man ! Sunny look, sweet smile, silky hair, sparkling eyes
Dinner ended as the 1st prize winner was drawn(She got a samsung LCD TV 40 inch), guests started to leave the hall. I saw the mobile disco setting up and thought of a quick break before coming back for the Dance part. Went back in 15 minutes time and arghhhhhh 98% of the crowd have left and nobody dancing. Why should they call it Dinner and Dance where there's no Dance happening.
The mobile disco company earned a free and easy assignment man.
The Theme was 'Secret agent' but only a couple of them dress up for the theme, I would say less than 5%. One of the best was Austin Power thought of taking a picture with him but the instant photography stall already closed as the dinner was starting. Got to know that the guy in Austin Power suit is actually the big boss.I was chatting with my sis a few days ago and Guess her company dinner theme .....
'back to school'
I was like OMG imagine those middle age high 30s and 40s in school uniform. Well you gonna give them a thumb up for the guts to wear it. Cant wait to see those photos.
The hosts for our Dinner and Dance are Glenn Ong and Jamie Yeo. She's awesome man ! Sunny look, sweet smile, silky hair, sparkling eyes
Dinner ended as the 1st prize winner was drawn(She got a samsung LCD TV 40 inch), guests started to leave the hall. I saw the mobile disco setting up and thought of a quick break before coming back for the Dance part. Went back in 15 minutes time and arghhhhhh 98% of the crowd have left and nobody dancing. Why should they call it Dinner and Dance where there's no Dance happening.
The mobile disco company earned a free and easy assignment man.
Tuesday, January 02, 2007
MSN missing contacts list
Last week, I decided to swap the HDD from nx6110 to nx7010. Why ? Primary reason was the standalone graphic card (ATI 9200, 32MB) WoooO! compare to the nx6110 a integrated Intel graphic card. If you are wondering what so great about that graphic ? Try playing World of Warcraft on a laptop which has integrated and a standalone graphic card. You will observe a significant difference.
Before performing the formatting, I wanted to have a backup image of the nx6110 working Operation System just in case the unexpected happens. For those who have trouble finding norton ghost or getting free backup solution, read this post : backup solution by Arconis
*note : Do remember to view your backup image first before formatting.
After the swapped, HDD format, installation, setup of software and drivers on the nx7010, I got a HELL SHOCKED, ALL MY MSN CONTACTS are GONE!!! I was like !@#%^ !! I did not backup the MSN contact or rather it did not appear in my mind as I always thought since version 7 of MSN messenger, the contact list are store online rather than local system of users.
Once again, I LOVE the Internet, did a quick search and got my solution for retrieving my MSN contact list. MSN contact list missing
Delete your Contacts cache folder
If your contact list is empty or incomplete after you upgrade to Windows Live Messenger, the cached contact list may not have updated correctly. Before you can delete your Contacts cache folder, make sure you can view your complete folder list in Windows Explorer.
 View your complete folder list |
|
| Delete your Contacts cache folder |
After changing your Windows Explorer settings:
|
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